Valuation within 5 minutes
Free of charge and non-binding

Valuing watches - a comprehensive guide

In a world where financial flexibility is increasingly important, Pantlån.se offers a unique service for those who want to borrow money with their valuable watches as collateral, or sell them directly. With over 50 years of experience and a modern digital process, we make it easier than ever to turn watches into money.

Evaluate for free now

Digital valuation: The future of watch valuation?

Valuing a watch has never been easier thanks to Pantlån.se's innovative use of AI technology. This technology allows customers to quickly and confidently get an estimate of the value of their watches, online. The initial valuation delivered by our algorithms enables you to get an estimate of the value before they are submitted for final valuation.

The valuation process Step by step

  1. Online Valuation: Use Pantlån.se's AI technology for an initial valuation.
  2. Assessment by Experts: Submit your watch for a more thorough examination by our experts, after the review we deliver your final evaluation.
  3. Payment: Once you have accepted your final evaluation, the money will be paid to you via Swish!

This process ensures that you get a fair and marketable valuation of your watch, whether it's an heirloom, collector's item or a modern luxury watch.

Factors affecting the value of a watch

When it comes to valuing watches, there are many factors that go into determining their value. Pantlån.se uses advanced AI technology to provide a fair and market-based assessment of the value of watches. This process takes into account several key factors such as:

  1. Make and Model: Well-known brands such as Rolex or Omega tend to have higher value, the model of your watch can also have a significant impact on value.
  2. Age and Rarity: Rare watches can be more valuable, especially if they are in their original condition.
  3. Condition: The condition of the watch is crucial. A well-preserved watch has a higher value.
  4. Market demand: Market trends and demand for certain watch models also affect the value.

Mortgage your watch

After receiving a valuation of your watch, you can choose to take out a loan based on the estimated value. Pantlån.se understands the importance of flexibility in financial decisions and therefore offers customized repayment plans. Generally speaking, mortgage watches are 80% of the resale value of your watch.

Repayment options

  • Renew the Loan: Possibility to extend the loan by paying the interest.
  • Redeeming the Loan: Pay back the loan amount and any interest and fees to get your watch back.

This flexibility is especially important for those who want to access a loan without permanently losing their valuables.

Knowledge safety and expertise

Pantlån.se understands that the process of valuing and borrowing on a watch can be full of questions and uncertainties. That's why they attach great importance to their customer service.

  • Expertise: Experienced experts ready to help with all kinds of questions, from valuation to reimbursement.
  • Insured: Your goods are always safely insured, both during transportation and while they are stored in our warehouse.
  • Transparency: clear and transparent conditions for loans, interest rates and repayment.
  • Personalized approach: Each customer receives individual attention and support throughout the process.

This high level of customer service ensures that customers feel safe and informed through every step of the process.

Read more about our other services

All our services are developed with your convenience in mind. Borrowing, selling and valuing should be fast, smooth and easy! 

Questions and answers

See our most frequently asked questions and answers. You can view all questions and answers here.

How is the price of gold determined?

Guldpriset avgörs av ett antal olika faktorer, inklusive efterfrågan på guld, tillgången på guld, makroekonomiska effekter, valutakurser och guldets renhet även kallat karat. När du pantar eller säljer dina guldvaror till Pantlån säkerställer du att du alltid får ett högt guldpris. Efterfrågan på guld kan påverkas av många olika faktorer, såsom industriell användning, investeringar och smycken. Makroekonomiska förhållanden, såsom inflation och räntor, kan också påverka guldpriset. Valutakurser kan också påverka priset på guld, eftersom guld ofta köps och säljs i amerikanska dollar och förändringar i växelkursen kan påverka den relativa prissättningen av guld i olika valutor.

Do you charge a valuation fee?

No, valuing your goods is completely free of charge. Start by using our AI model to get a quick indication of the value of your goods.

How do you determine the market value?

Our valuation experts assess the value of your gold based on its weight and current gold prices. If your gold item also contains precious stones or is designer jewelry, we take into account its full market value.

What are carats?

Carats are used to measure the purity of gold and other metals. It is important to know the carat number of gold because it affects the value and quality of the gold item. The higher the carat number, the higher the purity and the higher the value. Carats indicate the percentage of gold in an alloy, with 24 carats representing 100% gold.

Cookie settings

Here you can control which cookies are stored on our website by selecting the categories of cookies you accept. The cookies on our website are sent from Pantlån, or third parties and are stored in different ways depending on the type of cookie. You can set your cookie preferences below or find out how to change them via the link below.

Cookie policy

Necessary cookies are used to make our website work, maintain security and save certain features. You cannot opt out of them.

Always on

Pantlån uses cookies for its marketing. In this choice, you agree that Pantlån shares data, such as how you navigate the website, with third party services such as Google & Facebook in order to be more relevant in our marketing.

Personalization cookies are used to customize content so that it is relevant to you.

These cookies store information about how our website is used and allow us to improve the way our site and products are presented.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.