Valuation within 5 minutes
Free of charge and non-binding

Borrow your charms and pendants easily and conveniently

Evaluate for free now

How it works

1. Evaluate

Få en preliminär värdering direkt. De flesta varor kan du värdera med vår AI-teknik online. I unika fall behöver du skicka in din vara till våra experter.

2. Skicka in din vara

Välj ett fraktsätt som passar dig. Upphämtning, express, lämna hos posten. Bara att välja. Oftast levereras din vara inom en arbetsdag till oss.

3. Get paid

Vi kontrollerar nu din vara och du får ditt erbjudande. Accepterar du ditt erbjudande får du pengarna utbetalda via swish inom 5 minuter.

Mortgage loan process for Berlocker and Hängen.

1. description of the object

  • När du vill låna pengar med en berlock eller ett hänge som säkerhet börjar du med att genomgå vårt digitala ansökningsflöde. Detta inkluderar foton och en beskrivning av berlockens/hängets material, storlek, eventuella diamanter eller stenar och märke eller designer om tillämpligt.

2. Valuation with Consideration of Unique Attributes

  • Pantlån uses AI technology combined with manual expertise to accurately value the charm or pendant. The valuation takes into account:
  • Material: Type of metal (gold, silver, platinum, etc.).
  • Stones: The presence and quality of diamonds or other precious stones.
  • Design and Brand: Special designer charms or brands may have a higher value.
  • Condition: The condition of the charm or pendant, including any wear and tear.

3. Determination of the Loan Amount and Approval

  • Based on the valuation, Pantlån offers a loan amount of 80% of the second-hand value of the object.
  • After approval, the loan amount is digitally transferred to your account.

4. Safe storage

  • Your valuables are safely stored for the duration of the loan and are securely insured throughout the duration and transportation.

Repayment and redemption of loans

The pawnbroking process gives you maximum flexibility in the repayment and redemption of your loan. You can easily extend the loan by paying interest and redeem the loan by paying the interest and amortization. Once the entire loan is repaid, your goods are sent back to your home.

You don't have to repay the loan during the term, you only pay interest. When you are ready to repay the loan, you do so easily and smoothly in our digital platform.

If the loan is not repaid

If repayment is not made, the item may be sold via an auction. Any surplus after covering the loan amount and costs will be returned to you. You can never risk falling into a personal debt trap when you borrow from us. We also do not take credit checks.

Unique benefits of pawnbroking for charms and pendants

  • Valuable Jewelry Expertise: Pantlån has specialized knowledge to correctly value charms and pendants with complex attributes.
  • Fully Digital Process: Easy and fast processing from valuation to payment, fully online.
  • No Impact on Creditworthiness: The process does not involve credit checks.

This careful and tailored process demonstrates Pawnbrokers' ability to handle different types of valuables, with a deep understanding of their unique characteristics.

Read more about our other services

All our services are developed with your convenience in mind. Borrowing, selling and valuing should be fast, smooth and easy! 

Questions and answers

See our most frequently asked questions and answers. You can view all questions and answers here.

Can I get my goods back if I do not accept my valuation?

Of course, our values are never binding. Return shipping is free of charge if you do not accept the loan offer.

After how long will you pay out my loan?

Från det att vi mottagit din produkt får du oftast din värdering inom 24 timmar, när du accepterat din slutvärdering har du pengarna på kontot inom 5 minuter.

Which loan period can I choose?

Our loans are set up for 3 months at a time, you can easily extend or redeem your loan during the loan period in logged-in mode. The loan is automatically extended when you pay the interest.

What happens if I cannot repay my loan on time?

Don't worry, we understand that sometimes things can get complicated. If your loan expires and for some reason you cannot pay it back, we will first send you a reminder. If payment continues to be missed, your items will be sold at auction. It is important to note that if your items are sold for a higher amount than your loan plus interest, we will automatically pay the surplus to you. This way, you can be sure that you will always get the value your items deserve, even if you cannot repay the loan on time.

Do you do a UC or credit check on me as a customer?

No, that is one of the advantages. A pantlån does not require a credit check or regular income.

Which items can I submit?

Du kan skicka in klockor, smycken, guld, silver och mindre föremål av andra ädelmetaller. Det går dessutom att värdera, sälja och belåna på fordon.

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