Valuation within 5 minutes
Free of charge and non-binding

Borrow your necklace with confidence and expertise from Pantlån

Evaluate for free now

How it works

1. Evaluate

Få en preliminär värdering direkt. De flesta varor kan du värdera med vår AI-teknik online. I unika fall behöver du skicka in din vara till våra experter.

2. Skicka in din vara

Välj ett fraktsätt som passar dig. Upphämtning, express, lämna hos posten. Bara att välja. Oftast levereras din vara inom en arbetsdag till oss.

3. Get paid

Vi kontrollerar nu din vara och du får ditt erbjudande. Accepterar du ditt erbjudande får du pengarna utbetalda via swish inom 5 minuter.

Welcome to Pantlån - Your Necklace Loan Specialist

Vårt team består av passionerade experter inom ädelstenar, metallurgi och smyckesdesign, vilket garanterar en djupgående och insiktsfull värdering av ditt halsband, oavsett dess art eller ursprung. Vi strävar efter att erbjuda en tjänst som inte bara är ekonomiskt gynnsam, utan också tar i beaktande alla aspekter av ditt halsbands värde genom att kombinera manuell expertis med den senaste AI tekniken.

Välkommen till Pantlån – där varje halsband berättar en historia och varje kund möts med expertis och omsorg. Halsband är inte bara smycken; de är bärare av minnen, konstverk och ibland även investeringar. Hos Pantlån förstår vi detta djupa värde och erbjuder en belåningstjänst som är lika exceptionell som varje halsband vi hanterar.

Our Unique Collar Borrowing Process

At Pantlån , the mortgage process for necklaces is both transparent and customer-centric.

  • Online Application: Start by filling in information about your necklace in our application flow. Indicate the type of metal, any precious stones and any other relevant details.
  • Preliminary Valuation: After you fill in the information, our system calculates a preliminary valuation based on the information you provided.
  • Choice of Shipping Options: Choose one of our secure and insured shipping options to send your necklace to us. The safety of your possessions is our top priority and we make sure that your necklace is insured throughout its transportation and while in our care.
  • Manual Final Valuation: Once we receive your necklace, our experts perform a detailed manual valuation to determine its exact market value.

Why Pantlån is the Best Choice for Mortgaging Necklaces

Pantlån differs from other lending options through our focus on fairness and transparency.

  • AI valuation: Get a free digital valuation of your necklace with our AI algorithm.
  • Expert valuation: Our experts have a deep understanding of both the market value and unique characteristics of different types of necklaces, ensuring a fair valuation.
  • Transparency of the Process: We keep you informed through every step of the process, from the preliminary online evaluation to the final manual assessment.
  • Safe and Fast Service: We value your time and security. That's why we offer fast and secure solutions for both shipping and payment.

Start your journey with Pantlån today

Are you ready to take the plunge and mortgage your precious necklace? Start your journey with Pantlån today by filling out our simple and intuitive online application. Our team of experts is waiting to provide you with the best possible service and a fair valuation of your necklace. We at Pantlån are here to help you through every step of the process, respecting both your necklace and your needs.

Repayment of your loan

With Pantlån you can now borrow money by pawning your necklace. Our process ensures you get a fair valuation and a loan with flexible terms. Here's how it works:

Loan conditions: When you use your necklace as collateral, Pantlån offers a loan with a term of three months. This time frame gives you enough room to plan your repayment.There is no amortization required until you want to settle your loan.

Extension option: If you need more time, there is an option to extend the loan by paying interest, giving you additional flexibility.

No credit risk: Should you not be able to repay the loan, your necklace will be sold or auctioned off. 'Pantlån' will refund any surplus from the sale to you. In addition, we take care of any deficits from the auction, so you don't have to worry about defaulting on payments or contacting the bailiffs.

Read more about our other services

All our services are developed with your convenience in mind. Borrowing, selling and valuing should be fast, smooth and easy! 

Questions and answers

See our most frequently asked questions and answers. You can view all questions and answers here.

Can I get my goods back if I do not accept my valuation?

Of course, our values are never binding. Return shipping is free of charge if you do not accept the loan offer.

After how long will you pay out my loan?

Från det att vi mottagit din produkt får du oftast din värdering inom 24 timmar, när du accepterat din slutvärdering har du pengarna på kontot inom 5 minuter.

Which loan period can I choose?

Our loans are set up for 3 months at a time, you can easily extend or redeem your loan during the loan period in logged-in mode. The loan is automatically extended when you pay the interest.

What happens if I cannot repay my loan on time?

Don't worry, we understand that sometimes things can get complicated. If your loan expires and for some reason you cannot pay it back, we will first send you a reminder. If payment continues to be missed, your items will be sold at auction. It is important to note that if your items are sold for a higher amount than your loan plus interest, we will automatically pay the surplus to you. This way, you can be sure that you will always get the value your items deserve, even if you cannot repay the loan on time.

Do you do a UC or credit check on me as a customer?

No, that is one of the advantages. A pantlån does not require a credit check or regular income.

Which items can I submit?

Du kan skicka in klockor, smycken, guld, silver och mindre föremål av andra ädelmetaller. Det går dessutom att värdera, sälja och belåna på fordon.

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