With Pantlån you can now borrow money by pawning your necklace. Our process ensures you get a fair valuation and a loan with flexible terms. Here's how it works:
Loan conditions: When you use your necklace as collateral, Pantlån offers a loan with a term of three months. This time frame gives you enough room to plan your repayment.There is no amortization required until you want to settle your loan.
Extension option: If you need more time, there is an option to extend the loan by paying interest, giving you additional flexibility.
No credit risk: Should you not be able to repay the loan, your necklace will be sold or auctioned off. 'Pantlån' will refund any surplus from the sale to you. In addition, we take care of any deficits from the auction, so you don't have to worry about defaulting on payments or contacting the bailiffs.