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Borrow your necklace with confidence and expertise from Pantlån

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How it works

1. Evaluate

Få en preliminär värdering direkt. De flesta varor kan du värdera med vår AI-teknik online. I unika fall behöver du skicka in din vara till våra experter.

2. Boka en tid eller skicka in

Välj ett sätt som passar dig.  För bilar kommer vi hem till dig. För mindre föremål erbjuder vi flera fraktsätt. Oftast levereras din vara inom en arbetsdag till oss.

3. Get paid

Vi kontrollerar nu din vara och du får ditt erbjudande. Accepterar du ditt erbjudande får du pengarna utbetalda via swish inom 5 minuter.

Belåna bilen, och fortsätt köra

Lås upp ditt sparande genom att belåna en bil du redan äger.

Read more about borrowing

Value

Få en digital värdering direkt, smidigt, snabbt och smart

Read more about valuation

Belåna andra tillgångar

Ta reda på ditt låneutrymme på 2 minuter.

Läs mer om att belåna smycken

Welcome to Pantlån - Your Necklace Loan Specialist

At Pantlån , the mortgage process for necklaces is both transparent and customer-centric.

  • Online Application: Start by filling in information about your necklace in our application flow. Indicate the type of metal, any precious stones and any other relevant details.
  • Preliminary Valuation: After you fill in the information, our system calculates a preliminary valuation based on the information you provided.
  • Choice of Shipping Options: Choose one of our secure and insured shipping options to send your necklace to us. The safety of your possessions is our top priority and we make sure that your necklace is insured throughout its transportation and while in our care.
  • Manual Final Valuation: Once we receive your necklace, our experts perform a detailed manual valuation to determine its exact market value.

Apply for a loan

Our Unique Collar Borrowing Process

At Pantlån , the mortgage process for necklaces is both transparent and customer-centric.

  • Online Application: Start by filling in information about your necklace in our application flow. Indicate the type of metal, any precious stones and any other relevant details.
  • Preliminary Valuation: After you fill in the information, our system calculates a preliminary valuation based on the information you provided.
  • Choice of Shipping Options: Choose one of our secure and insured shipping options to send your necklace to us. The safety of your possessions is our top priority and we make sure that your necklace is insured throughout its transportation and while in our care.
  • Manual Final Valuation: Once we receive your necklace, our experts perform a detailed manual valuation to determine its exact market value.

Why Pantlån is the Best Choice for Mortgaging Necklaces

Pantlån differs from other lending options through our focus on fairness and transparency.

  • AI valuation: Get a free digital valuation of your necklace with our AI algorithm.
  • Expert valuation: Our experts have a deep understanding of both the market value and unique characteristics of different types of necklaces, ensuring a fair valuation.
  • Transparency of the Process: We keep you informed through every step of the process, from the preliminary online evaluation to the final manual assessment.
  • Safe and Fast Service: We value your time and security. That's why we offer fast and secure solutions for both shipping and payment.

Apply for a loan

Belåna bilen, och fortsätt köra

Lås upp ditt sparande genm att belåna en bil du redan äger

Read more about borrowing

Value

Få en digital värdering direkt, smidigt, snabbt och smart

Read more about valuation

Belåna andra tillgångar

Ta reda på ditt låneutrymme på 2 minuter.

Läs mer om att belåna smycken

Start your journey with Pantlån today

Are you ready to take the plunge and mortgage your precious necklace? Start your journey with Pantlån today by filling out our simple and intuitive online application. Our team of experts is waiting to provide you with the best possible service and a fair valuation of your necklace. We at Pantlån are here to help you through every step of the process, respecting both your necklace and your needs.

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How does borrowing from a pawn shop work?

Need a quick loan without affecting your credit rating? Pantlån is here to help you. With us, you can borrow money by pledging your bracelet. Our process is simple and transparent:

The valuation process: It all starts with an accurate valuation of your bracelet. We use advanced technology and expertise to ensure you get an accurate valuation.

Loan amount: Based on the valuation of your bracelet, we offer you 80% of its resale value as a loan. This generous percentage allows you to benefit from the value of your bracelet in the form of a significant loan amount.

No Credit Checks or Income Requirements: Because we have your bracelet as collateral, we do not run any credit checks and have no income requirements. This makes our loan available even to those who want to avoid traditional credit checks.

Apply for a loan

Repayment of your loan

With Pantlån you can now borrow money by pawning your necklace. Our process ensures you get a fair valuation and a loan with flexible terms. Here's how it works:

Loan conditions: When you use your necklace as collateral, Pantlån offers a loan with a term of three months. This time frame gives you enough room to plan your repayment.There is no amortization required until you want to settle your loan.

Extension option: If you need more time, there is an option to extend the loan by paying interest, giving you additional flexibility.

No credit risk: Should you not be able to repay the loan, your necklace will be sold or auctioned off. 'Pantlån' will refund any surplus from the sale to you. In addition, we take care of any deficits from the auction, so you don't have to worry about defaulting on payments or contacting the bailiffs.

Questions and answers

See our most frequently asked questions and answers. You can view all questions and answers here.

Can I get my goods back if I do not accept my valuation?

Of course, our values are never binding. Return shipping is free of charge if you do not accept the loan offer.

After how long will you pay out my loan?

Från det att vi mottagit din produkt får du oftast din värdering inom 24 timmar, när du accepterat din slutvärdering har du pengarna på kontot inom 5 minuter.

Which loan period can I choose?

Våra lån läggs upp på en månad i taget, du kan efter periodens slut antingen ansöka om att lägga om lånet eller lösa lånet i sin helhet.

What happens if I cannot repay my loan on time?

Don't worry, we understand that sometimes things can get complicated. If your loan expires and for some reason you cannot pay it back, we will first send you a reminder. If payment continues to be missed, your items will be sold at auction. It is important to note that if your items are sold for a higher amount than your loan plus interest, we will automatically pay the surplus to you. This way, you can be sure that you will always get the value your items deserve, even if you cannot repay the loan on time.

Gör ni en UC på mig som kund?

Nej, en stor fördel med Pantlån.se är att det inte krävs någon kreditprövning från UC eller regelbunden inkomst för att få ett pantlån. Detta är för att vi är en pantbank och därmed tar säkerhet i objektet.

Which items can I submit?

Du kan skicka in klockor, smycken, guld, silver och mindre föremål av andra ädelmetaller. Det går dessutom att värdera, sälja och belåna på fordon.