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Valuing gold: a guide to understanding the value of your gold

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The value of gold in today's economy

Since ancient times, gold has been a valuable resource and a significant economic asset. Its value is affected by a variety of factors, such as global economic conditions, exchange rates, and even geopolitical events. This dynamic nature makes it important to have up-to-date and accurate information on gold's value when considering investing in or borrowing against this precious metal.

To give you the latest current gold price, we update the gold price in our model every 10 minutes.

How does the valuation of gold at Pantlån.se work?

The valuation process at Pantlån.se is simple, efficient and represents a new era of pawn shops. It starts with an initial valuation via Pantlån.se's AI technology, which provides a quick preliminary assessment of your gold's value. This initial valuation is then complemented by a thorough manual assessment by Pantlån.se's experienced appraisers. This process ensures that you get a fair and accurate value for your gold.

The valuation process Step by step

  1. Online Valuation: Use Pantlån.se's AI technology for an initial valuation.
  2. Assessment by Experts: Submit your watch for a more thorough examination by our experts, after the review we deliver your final evaluation.
  3. Payment: Once you have accepted your final evaluation, the money will be paid to you via Swish!

What types of gold can be borrowed?

Pantlån.se accepts a wide variety of gold products for pawning. From jewelry and watches to charms and pendants, as long as your gold item has a value on the secondary market, you can use it as collateral for a pawn loan. This provides fantastic flexibility and opportunity for individuals to leverage their gold assets.

Advantages of Pantlån compared to traditional loans

Using gold as collateral for a pantlån at Pantlån.se offers several advantages. Firstly, no credit check is required, which makes the process quick and easy. Secondly, the risk is limited to the item itself. You don't risk getting into further debt if you can't repay the loan, as we only take security in the submitted gold.

In addition, if you do not repay the loan on time and your item is sold at auction, we will pay out any surplus after interest and fees have been deducted to you, the borrower.

Valuation and loan amount - How is it determined?

The valuation of gold at Pantlån.se is a thorough process that combines both AI technology and human expertise. First, you receive a preliminary valuation online, which is then verified by experienced experts to determine the final value.

The amount you can borrow depends directly on this valuation, giving a clear and fair idea of how much you can borrow against your gold. We then borrow 80% of the value of the item.

Read more about our other services

All our services are developed with your convenience in mind. Borrowing, selling and valuing should be fast, smooth and easy! 

Questions and answers

See our most frequently asked questions and answers. You can view all questions and answers here.

How is the price of gold determined?

Guldpriset avgörs av ett antal olika faktorer, inklusive efterfrågan på guld, tillgången på guld, makroekonomiska effekter, valutakurser och guldets renhet även kallat karat. När du pantar eller säljer dina guldvaror till Pantlån säkerställer du att du alltid får ett högt guldpris. Efterfrågan på guld kan påverkas av många olika faktorer, såsom industriell användning, investeringar och smycken. Makroekonomiska förhållanden, såsom inflation och räntor, kan också påverka guldpriset. Valutakurser kan också påverka priset på guld, eftersom guld ofta köps och säljs i amerikanska dollar och förändringar i växelkursen kan påverka den relativa prissättningen av guld i olika valutor.

Do you charge a valuation fee?

No, valuing your goods is completely free of charge. Start by using our AI model to get a quick indication of the value of your goods.

How do you determine the market value?

Our valuation experts assess the value of your gold based on its weight and current gold prices. If your gold item also contains precious stones or is designer jewelry, we take into account its full market value.

What are carats?

Carats are used to measure the purity of gold and other metals. It is important to know the carat number of gold because it affects the value and quality of the gold item. The higher the carat number, the higher the purity and the higher the value. Carats indicate the percentage of gold in an alloy, with 24 carats representing 100% gold.

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