Valuation within 5 minutes
Free of charge and non-binding

Borrowing on Clocks: A Smart Path to Financial Flexibility

Evaluate for free now

How it works

1. Evaluate

Få en preliminär värdering direkt. De flesta varor kan du värdera med vår AI-teknik online. I unika fall behöver du skicka in din vara till våra experter.

2. Skicka in din vara

Välj ett fraktsätt som passar dig. Upphämtning, express, lämna hos posten. Bara att välja. Oftast levereras din vara inom en arbetsdag till oss.

3. Get paid

Vi kontrollerar nu din vara och du får ditt erbjudande. Accepterar du ditt erbjudande får du pengarna utbetalda via swish inom 5 minuter.

Digital loan process for mortgaging watches

Pantlån.se has changed the traditional pawn shop market by introducing a digital, fast and secure loan process for watches. With the ambition to streamline and modernize the industry, Pantlån.se offers a unique opportunity to borrow money with watches as collateral.

The process is simple:

  1. Valuation: Use Pantlån.se's AI technology to quickly and safely value your watch online.
  2. Submit your item: After valuation, the item is sent to us and your watch is carefully examined by our experienced experts.
  3. Payment: Once you have approved your final assessment, we will pay your money via Swish within minutes.

This smooth process means you can get immediate financial help without waiting in long queues, visiting a physical pawn shop or filling out complex forms.

Valuing and Borrowing on Different Types of Watches

Watches, especially luxury brands like Rolex or Omega, can have significant value. Pantlån.se's AI-driven valuation model takes into account several factors such as make, model, age, market demand and condition to provide a fair and marketable valuation.

Oavsett om det är arvegods, en samlarobjekt eller en modern lyxklocka, erbjuder Pantlån.se anpassade lånemöjligheter.

Security and Confidence: A Priority when Borrowing on Watches

Borrowing money against clocks requires a high level of trust and security. Pantlån.se guarantees this by:

  1. Insured: Your goods are always insured both during transportation and when they are stored with us.
  2. Latest technology: By using the latest technology, we can take more parameters into account in our assessment to give you the highest possible loan amount.
  3. Expertise: Over 50 years of experience in valuation and pantlån.
  4. Transparent Terms: Clear and transparent terms and conditions for loans and repayments.

Flexible Repayment Options and Customer Service

När det gäller att låna på klockor, så är det viktigt med flexibla återbetalningsalternativ. Pantlån.se förstår detta och erbjuder skräddarsydda återbetalningsplaner som passar kundens ekonomiska situation.

Detta innebär att du som kund kan välja en återbetalningsplan som gör det möjligt för dem att effektivt hantera sina finanser utan att känna sig pressade. Dessutom finns det alltid möjlighet att förnya lånet, vilket ger extra andrum vid behov. När du vill förlänga lånet gör du det enkelt genom att betala räntan. När du vill lösa lånet gör du det enkelt genom att betala tillbaka hela lånebeloppet och utestående räntor och avgifter, varpå din vara skickas tillbaka hem till dig.

Customer service is also a critical part of Pantlån.se's offering. With a team of experienced experts, Pantlån.se is ready to assist with everything from valuation questions to advice on the loan process. This high level of customer service ensures that the process of borrowing on watches is as smooth and stress-free as possible.

Read more about our other services

All our services are developed with your convenience in mind. Borrowing, selling and valuing should be fast, smooth and easy! 

Questions and answers

See our most frequently asked questions and answers. You can view all questions and answers here.

Can I get my goods back if I do not accept my valuation?

Of course, our values are never binding. Return shipping is free of charge if you do not accept the loan offer.

After how long will you pay out my loan?

Från det att vi mottagit din produkt får du oftast din värdering inom 24 timmar, när du accepterat din slutvärdering har du pengarna på kontot inom 5 minuter.

Which loan period can I choose?

Our loans are set up for 3 months at a time, you can easily extend or redeem your loan during the loan period in logged-in mode. The loan is automatically extended when you pay the interest.

What happens if I cannot repay my loan on time?

Don't worry, we understand that sometimes things can get complicated. If your loan expires and for some reason you cannot pay it back, we will first send you a reminder. If payment continues to be missed, your items will be sold at auction. It is important to note that if your items are sold for a higher amount than your loan plus interest, we will automatically pay the surplus to you. This way, you can be sure that you will always get the value your items deserve, even if you cannot repay the loan on time.

Do you do a UC or credit check on me as a customer?

No, that is one of the advantages. A pantlån does not require a credit check or regular income.

Which items can I submit?

Du kan skicka in klockor, smycken, guld, silver och mindre föremål av andra ädelmetaller. Det går dessutom att värdera, sälja och belåna på fordon.

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