The mortgage method gives you extensive flexibility in repaying and redeeming your pantlån. You can easily extend the loan period by paying only the accrued interest. To fully discharge the loan, you pay both the accumulated interest and the amortization. Once you have completed the repayment of the loan, we will ensure that your deposit is returned directly to your home.
If the loan is not repaid:
Should the situation arise where the loan is not repaid, your pawned item may be subject to sale by auction. Any surplus after covering the loan amount and associated costs will be returned to you. A loan with Pantlån does not involve any risk of a personal debt trap, as we do not take any credit checks and have our security in your pawned item. We offer a secure and flexible solution for your financial needs.