Valuation within 5 minutes
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Borrowing Silver: A Modern Route to Fast Financing

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How it works

1. Evaluate

Få en preliminär värdering direkt. De flesta varor kan du värdera med vår AI-teknik online. I unika fall behöver du skicka in din vara till våra experter.

2. Skicka in din vara

Välj ett fraktsätt som passar dig. Upphämtning, express, lämna hos posten. Bara att välja. Oftast levereras din vara inom en arbetsdag till oss.

3. Get paid

Vi kontrollerar nu din vara och du får ditt erbjudande. Accepterar du ditt erbjudande får du pengarna utbetalda via swish inom 5 minuter.

Borrowing Silver: A Growing Trend

I takt med att världsmarknadspriserna på ädelmetaller som silver, ökar intresset för att belåna dessa värdeföremål. Pantlån.se har anpassat sig till denna trend genom att erbjuda värdering och belåning av silverföremål. Denna tjänst möjliggör för individer att snabbt omvandla sina silverföremål till pengar, vilket är särskilt värdefullt i tider av ekonomisk osäkerhet.

Digital Valuation of Silver

Genom Pantlån.se´s digitala plattform kan kunder enkelt och bekvämt få sina silverföremål värderade hemifrån. Denna process involverar inte bara en snabb värdering, utan också en transparent och rättvis bedömning, tack vare företagets AI-baserade värderingssystem. Detta tillvägagångssätt minimerar risken för subjektiva eller felaktiga värderingar och ger kunden en klar bild av vad deras silver är värt.

Securing Loans with Silver as Collateral

Att använda silver som säkerhet för lån erbjuder ett alternativ för dem som kanske inte vill eller kan använda traditionella banklån. Med Pantlån.se´s tjänster kan kunder belåna sitt silver snabbt och tryggt, utan den vanliga kreditprövningen som utförs av UC (Upplysningscentralen). Detta gör det möjligt för en bredare grupp människor att tillgå lån, oavsett deras kreditvärdighet​​.

Payment and repayment of loans

The mortgage method gives you extensive flexibility in repaying and redeeming your pantlån. You can easily extend the loan period by paying only the accrued interest. To fully discharge the loan, you pay both the accumulated interest and the amortization. Once you have completed the repayment of the loan, we will ensure that your deposit is returned directly to your home.

If the loan is not repaid:

Should the situation arise where the loan is not repaid, your pawned item may be subject to sale by auction. Any surplus after covering the loan amount and associated costs will be returned to you. A loan with Pantlån does not involve any risk of a personal debt trap, as we do not take any credit checks and have our security in your pawned item. We offer a secure and flexible solution for your financial needs.

Read more about our other services

All our services are developed with your convenience in mind. Borrowing, selling and valuing should be fast, smooth and easy! 

Questions and answers

See our most frequently asked questions and answers. You can view all questions and answers here.

Can I get my goods back if I do not accept my valuation?

Of course, our values are never binding. Return shipping is free of charge if you do not accept the loan offer.

After how long will you pay out my loan?

Från det att vi mottagit din produkt får du oftast din värdering inom 24 timmar, när du accepterat din slutvärdering har du pengarna på kontot inom 5 minuter.

Which loan period can I choose?

Our loans are set up for 3 months at a time, you can easily extend or redeem your loan during the loan period in logged-in mode. The loan is automatically extended when you pay the interest.

What happens if I cannot repay my loan on time?

Don't worry, we understand that sometimes things can get complicated. If your loan expires and for some reason you cannot pay it back, we will first send you a reminder. If payment continues to be missed, your items will be sold at auction. It is important to note that if your items are sold for a higher amount than your loan plus interest, we will automatically pay the surplus to you. This way, you can be sure that you will always get the value your items deserve, even if you cannot repay the loan on time.

Do you do a UC or credit check on me as a customer?

No, that is one of the advantages. A pantlån does not require a credit check or regular income.

Which items can I submit?

Du kan skicka in klockor, smycken, guld, silver och mindre föremål av andra ädelmetaller. Det går dessutom att värdera, sälja och belåna på fordon.

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