When traditional banks and lending institutions are not an option, a non-UC loan can be a solution for those who need capital quickly without affecting your credit rating with UC AB. But what does it really mean to borrow money without UC, and what does Pantlån offer as an alternative?
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Få en preliminär värdering direkt. De flesta varor kan du värdera med vår AI-teknik online. I unika fall behöver du skicka in din vara till våra experter.
Välj ett fraktsätt som passar dig. Upphämtning, express, lämna hos posten. Bara att välja. Oftast levereras din vara inom en arbetsdag till oss.
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Vi kontrollerar nu din vara och du får ditt erbjudande. Accepterar du ditt erbjudande får du pengarna utbetalda via swish inom 5 minuter.
A loan without UC means that the lender does not take a credit report from UC AB when assessing your loan application. UC, which stands for Upplysningscentralen, is the largest credit reference agency in Sweden and is used by many banks to make credit assessments.
Not using UC for credit checks means that the loan is not registered with them, which can be beneficial for you as a borrower if you want to avoid affecting your UC score.
Pantlån offers a unique form of non-UC loan that differs from traditional high-cost credit. Here are some benefits of choosing us for your next borrowing needs:
I en marknad fylld av högkostnadskrediter och snabblån, står Pantlån ut med sitt engagemang för ansvarsfullt låntagande. Vi erbjuder inte bara ett lån utan UC, utan en tjänst som är utformad för att ge våra kunder en säker och pålitlig väg till finansiell flexibilitet.
Choosing a loan with Pantlån means accessing capital by using the value you already own, instead of tying up your future finances. It is an alternative way to meet unexpected expenses or fund temporary needs, without the long-term consequences of traditional loan products.
Although a non-UC loan may seem attractive, it is important to consider your decision carefully. Only borrow if you really need it and are confident that you can manage the repayments without getting into financial difficulty.
A non-UC loan from Pantlån could be the solution for those seeking a fast, safe and secure loan. With our AI-powered valuation and flexible loan process, we are here to help you realize your financial goals without negatively impacting your credit score.
All our services are developed with your convenience in mind. Borrowing, selling and valuing should be fast, smooth and easy!
Of course, our values are never binding. Return shipping is free of charge if you do not accept the loan offer.
Från det att vi mottagit din produkt får du oftast din värdering inom 24 timmar, när du accepterat din slutvärdering har du pengarna på kontot inom 5 minuter.
Our loans are set up for 3 months at a time, you can easily extend or redeem your loan during the loan period in logged-in mode. The loan is automatically extended when you pay the interest.
Don't worry, we understand that sometimes things can get complicated. If your loan expires and for some reason you cannot pay it back, we will first send you a reminder. If payment continues to be missed, your items will be sold at auction. It is important to note that if your items are sold for a higher amount than your loan plus interest, we will automatically pay the surplus to you. This way, you can be sure that you will always get the value your items deserve, even if you cannot repay the loan on time.
No, that is one of the advantages. A pantlån does not require a credit check or regular income.
Du kan skicka in klockor, smycken, guld, silver och mindre föremål av andra ädelmetaller. Det går dessutom att värdera, sälja och belåna på fordon.
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