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Borrow Your Rings - Fast, Safe, and Easy with Pantlån

Welcome to Pantlån - your reliable partner for borrowing rings. With us, you can easily and safely borrow money with your rings as collateral. Whether it is a precious family jewel, an exclusive engagement ring or a modern designer ring, we offer fair valuations and flexible loans.

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How it works

1. Evaluate

Få en preliminär värdering direkt. De flesta varor kan du värdera med vår AI-teknik online. I unika fall behöver du skicka in din vara till våra experter.

2. Boka en tid eller skicka in

Välj ett sätt som passar dig.  För bilar kommer vi hem till dig. För mindre föremål erbjuder vi flera fraktsätt. Oftast levereras din vara inom en arbetsdag till oss.

3. Get paid

Vi kontrollerar nu din vara och du får ditt erbjudande. Accepterar du ditt erbjudande får du pengarna utbetalda via swish inom 5 minuter.

Belåna bilen, och fortsätt köra

Lås upp ditt sparande genom att belåna en bil du redan äger.

Read more about borrowing

Value

Få en digital värdering direkt, smidigt, snabbt och smart

Read more about valuation

Belåna andra tillgångar

Ta reda på ditt låneutrymme på 2 minuter.

Läs mer om att belåna smycken

Welcome to Pantlån - Your Reliable Partner for Ring Mortgages

We have designed a user-friendly and efficient process for borrowing your rings:

  • Online Application: Start your mortgage journey by simply filling in information about your ring in our application flow. This includes details of the ring's metal, stones and design.
  • Preliminary Valuation: Based on your information, you get an automatic preliminary valuation, which gives an indication of what your ring could be worth.
  • Safe Shipping: Choose one of our safe and insured shipping options to send your ring to us. We handle each item with the utmost care and respect.
  • Manual Expert Valuation: Our experts carefully examine your ring to determine the final value, focusing on aspects such as the purity of the metal, the quality of the stones, and the overall condition of the ring.
  • Fast Disbursement: Once we agree on a loan contract, the money is transferred directly to your account. We aim to make the process as fast and efficient as possible.

Apply for a loan

How mortgaging rings works

We have designed a user-friendly and efficient process for borrowing your rings:

  • Online Application: Start your mortgage journey by simply filling in information about your ring in our application flow. This includes details of the ring's metal, stones and design.
  • Preliminary Valuation: Based on your information, you get an automatic preliminary valuation, which gives an indication of what your ring could be worth.
  • Safe Shipping: Choose one of our safe and insured shipping options to send your ring to us. We handle each item with the utmost care and respect.
  • Manual Expert Valuation: Our experts carefully examine your ring to determine the final value, focusing on aspects such as the purity of the metal, the quality of the stones, and the overall condition of the ring.
  • Fast Disbursement: Once we agree on a loan contract, the money is transferred directly to your account. We aim to make the process as fast and efficient as possible.

Why Pantlån is the safe choice for your ring

Choosing Pantlån to mortgage your ring means choosing a partner who values both security and transparency:

  • Fair Valuations: We use industry-leading AI methods combined with our experienced appraisers to ensure you get a fair price for your ring, whether it's a gold ring, silver ring, platinum or other precious metal.
  • Transparent Terms: Our business model is based on transparency and honesty. You get full transparency on all terms and conditions and fees before you sign a contract.
  • Personalized Service: We understand that each ring and each customer is unique. Our team therefore works to provide personalized service and advice throughout the process.

Apply for a loan

Belåna bilen, och fortsätt köra

Lås upp ditt sparande genm att belåna en bil du redan äger

Read more about borrowing

Value

Få en digital värdering direkt, smidigt, snabbt och smart

Read more about valuation

Belåna andra tillgångar

Ta reda på ditt låneutrymme på 2 minuter.

Läs mer om att belåna smycken

Start your loan application today

Are you ready to mortgage your ring safely and easily? Start your journey with Pantlån today by filling out our simple online application. Our team of experts are here to provide you with the best possible service and valuation. With Pantlån you can feel safe and secure throughout the process.

How does borrowing from a pawn shop work?

Pantlån offers a convenient solution for those who need a loan quickly and without affecting your credit rating. With us, you can use your watch as collateral to get a loan.

Valuation process: Step one of the loan process is to value your watch. Our expertise and technology ensure a fair and accurate valuation.

Loan amount: We offer 80% of the watch's appraised second-hand value as a loan. This high percentage allows you to get a significant loan based on the value of your ring.

No credit checks or income requirements: As your watch acts as collateral, we do not need to carry out any credit checks or income requirements. This makes our loans more accessible and flexible.

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Apply for a loan

Repaying your loan

Pawn your ring at Pantlån and get a loan that combines flexibility with financial security. Our process is tailored to give you the best possible conditions:

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Loan conditions: We offer a 3-month loan when you pledge your ring, giving you plenty of time to manage your finances. You don't have to repay your loan, it's done when you want to settle the loan.

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Extension option: Need more time to repay the loan? you can easily extend the loan period for more breathing space by paying the interest.

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Risk-free repayment: If you cannot repay the loan, your ring is sold or auctioned. Any surplus from the sale will be refunded to you, and any deficit will be covered by Pantlån. There is no risk of default or enforcement action.

Questions and answers

See our most frequently asked questions and answers. You can view all questions and answers here.

Can I get my goods back if I do not accept my valuation?

Of course, our values are never binding. Return shipping is free of charge if you do not accept the loan offer.

After how long will you pay out my loan?

Från det att vi mottagit din produkt får du oftast din värdering inom 24 timmar, när du accepterat din slutvärdering har du pengarna på kontot inom 5 minuter.

Which loan period can I choose?

Våra lån läggs upp på en månad i taget, du kan efter periodens slut antingen ansöka om att lägga om lånet eller lösa lånet i sin helhet.

What happens if I cannot repay my loan on time?

Don't worry, we understand that sometimes things can get complicated. If your loan expires and for some reason you cannot pay it back, we will first send you a reminder. If payment continues to be missed, your items will be sold at auction. It is important to note that if your items are sold for a higher amount than your loan plus interest, we will automatically pay the surplus to you. This way, you can be sure that you will always get the value your items deserve, even if you cannot repay the loan on time.

Gör ni en UC på mig som kund?

Nej, en stor fördel med Pantlån.se är att det inte krävs någon kreditprövning från UC eller regelbunden inkomst för att få ett pantlån. Detta är för att vi är en pantbank och därmed tar säkerhet i objektet.

Which items can I submit?

Du kan skicka in klockor, smycken, guld, silver och mindre föremål av andra ädelmetaller. Det går dessutom att värdera, sälja och belåna på fordon.